Phoner

VoIP providers compared: what VoIP service providers and business VoIP providers publish per user

A VoIP provider sells business phone service delivered over your internet connection instead of a phone line, billed per user per month. We read the published pricing pages of 14 VoIP providers in August 2026. Eleven publish a per-user rate you can read without contacting sales, and three do not. Entry prices among the eleven run from $10 to $30 per user per month, and Phoner starts at $15 per user per month with no seat minimum and no contract.

Almost every comparison of VoIP providers repeats the same annual headline rates, and those rates hide the two things that decide what you will actually pay: whether the provider will sell you a plan without a twelve-month commitment, and whether the entry plan has a seat minimum underneath it. We priced every provider below at its own published page, on the dates shown. Where a provider does not put a number on a page, the cell says so rather than borrowing a figure from a comparison article.

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11 of 14

Of the fourteen VoIP providers we priced at source in August 2026, eleven publish a rate you can read without talking to anyone. Zoom does not render dollar figures into the markup of its Zoom Phone pricing page, and the Vonage and 8x8 business plan pages returned no content to us on any route we tried, so we report those three as unverified rather than guessing

$18 to $27

What the five providers that all advertise $15 per user actually charge if you decline the twelve-month commitment. Dialpad, Nextiva, Phone.com, Phoner and Quo are tied at $15 on an annual plan and spread across a 50 percent range the moment you ask to pay monthly

$90

The smallest possible monthly Aircall bill at any headcount, because both published Aircall plans carry a three-license minimum. The entry price and the entry bill are different numbers, and only one of them is printed on the pricing page

~27%

The realistic Universal Service exposure on an interconnected VoIP bill, not the 42.0 percent the industry repeats. The FCC set the Q4 2026 contribution factor at 0.42, but it applies only to interstate and international end-user revenue, and VoIP providers may use the 64.9 percent safe harbor for that share. The factor resets every quarter

VP-01 Provider shortlist Why teams buy it

What separates VoIP providers once the headline prices look the same

01

Whether they will sell you a month

Six of the ten providers that publish a price quote two numbers: a lower one if you commit to twelve months and a higher one if you do not. Two more will not sell a monthly plan at all, so the annual rate is the only rate on offer. If you are a young business or you are replacing a system you have never used, the ability to leave after thirty days has a real price and it is worth working out what that price is before you sign anything.

02

Whether the entry plan can ring two people

The advertised entry price frequently belongs to a plan that cannot route a call to a team. Google Voice Starter at $10 has no auto attendant and no ring groups, and Quo puts phone menus and custom ring groups on Business at $23 rather than on Starter at $15. If more than one person answers the phone, price the cheapest plan that can actually do that, not the cheapest plan on the page.

03

Whether there is a floor under the seat price

A per-license price is not a bill. Aircall publishes $30 per license and a three-license minimum, so a two-person business pays for three licenses and the real entry cost is $90 a month. Most providers in the table below have no minimum, which is the difference between a price that scales down and one that only scales up.

04

Whether the feature you are buying is on the plan you are pricing

Call recording is the clearest example. Dialpad includes it on its $15 entry tier. Nextiva sells it as a paid add-on at the same price point. Phone.com charges $8 a month for it on Basic and includes it on Pro. Three providers, the same advertised entry rate, and three different answers to whether recording is included. Decide which two or three features you actually need, then price the tier that carries them.

How-to Setup

How to shortlist VoIP providers without a sales call

01

Write down the three things the phone has to do

Not fifteen. Most shortlists collapse quickly once you name the real requirements, and for a small business they are usually some combination of a published number several people can answer, a menu or a ring group in front of it, and calls that reach a cell phone when nobody is at a desk. Recording, analytics, CRM integration and AI notetaking are real features that some businesses genuinely need, but each one moves you up a tier at most providers, so decide before you shop rather than during.

02

Price the plan that carries them, not the entry plan

This is where published comparisons go wrong most often. Take each provider, find the cheapest tier that includes all three of your requirements, and write down that number. The ranking usually reorders. A provider whose entry price is $5 higher can end up cheaper because the thing you need is included rather than sitting two tiers up, and a provider with the lowest headline number can be the most expensive once a menu and a ring group are added.

03

Decide about the commitment before you look at the rate

Work out whether you are willing to sign for twelve months, then compare only the prices on that basis. Comparing an annual rate at one provider against a monthly rate at another is the single most common error in this category, and it is worth between 20 and 80 percent depending on which two providers you happen to pick. If you want the flexibility, note that two of the ten providers below will not sell you a monthly plan at all.

04

Add the surcharges and the second bill before you decide

The plan price is not the bill. Interconnected voice service carries Universal Service contributions, E911 fees that run roughly $0.20 to $3.00 per line per month, and in most cases a regulatory recovery fee that is the provider's own charge rather than a government tax. Then check the metered dimensions: toll-free minutes, international calling, extra numbers and texting are billed separately at most providers, and at Grasshopper texting is a $19.50 one-time charge plus $1.50 a month on top of the plan.

05

Port the number rather than announcing a new one

Your published number is worth more than the service behind it and it is portable by law. Order the new service first, test it properly with real calls in both directions, then submit the port with a recent bill and the exact account name and address the losing provider has on file. Under FCC number portability rules a provider cannot refuse to release a number because you owe a balance. Keep the old service live until the port completes. Porting into Phoner is free and usually takes one to two weeks.

On the record The numbers

Four things about VoIP providers worth checking at the source

These are the figures and rules that change what a VoIP provider actually costs you or what you should ask one before signing, taken from the primary document rather than from another comparison page, and dated so you can check whether they have moved.

~27%

The surcharge that makes a VoIP bill bigger than the plan price is Universal Service, and the figure repeated around this industry is usually wrong. The FCC set the Q4 2026 contribution factor at 0.42, but it applies only to interstate and international end-user revenue, and interconnected VoIP providers may use the 64.9 percent interim safe harbor to work out that portion. The arithmetic is 42.0 percent of 64.9 percent, so realistic exposure is a little over a quarter of the service charge rather than 42.0 percent of the whole bill. The factor is reset every quarter, so check the current one before budgeting.

Source: FCC Public Notice DA 26-946, September 14, 2026

83.7%

Of the roughly 53 million business wireline telephone connections in the United States, 83.7 percent are already interconnected VoIP rather than traditional switched access lines. The useful reading is not that VoIP is growing. It is that inside American business the copper line has already been displaced, so choosing a VoIP provider is no longer an early move, and the relevant comparison is between providers rather than between VoIP and a landline.

Source: FCC Voice Telephone Services report, May 2026

Jan 6, 2022

If any of your people will use a softphone on a laptop away from the office, the compliance date that matters is not the well-known one. Kari's Law and RAY BAUM'S Act require direct 911 dialing without an access code and central notification for systems manufactured or installed after February 16, 2020, with dispatchable location required for fixed on-premises devices by January 6, 2021 and for non-fixed and off-premises devices by January 6, 2022. A laptop softphone in somebody's apartment is the off-premises case. Ask any provider you shortlist how it collects and updates the address a 911 call carries.

Source: FCC, 911 requirements for multi-line telephone systems

100 kbps

A single VoIP call needs roughly 100 kbps in each direction, which is why bandwidth is almost never the reason calls sound bad. Jitter and packet loss are. ITU-T Recommendation G.114 puts 0 to 150 ms of one-way delay in the range where interactivity is essentially transparent, 150 to 400 ms as acceptable but noticeably impaired, and above 400 ms as unacceptable for general planning. Most speed tests report round-trip time, so a 60 ms ping is about 30 ms each way. Test your connection against those numbers before you blame a provider.

Source: ITU-T G.114, One-way transmission time, version 05/2003

Compare The honest comparison

What 14 VoIP providers publish per user

Every figure was read from the provider's own published page on the date shown, lowest entry price first. These are entry-tier rates, which is not the same as the cheapest plan that will do what you need. Where a provider publishes no readable price, the cell says so.

VoIP provider Published entry price Billing basis What the entry price does not include Read at source
Google Voice $10 per user Per user, monthly Starter caps at 10 users and has no auto attendant and no ring groups. Team plans require a Google Workspace subscription per user, billed separately, from $7 per user per month, so the combined floor is $17. Standard currently shows a 50 percent discount for six months, after which Google states the price returns to $20 Aug 26, 2026
Grasshopper $14 per account Flat per account, billed annually True Solo is priced for the whole account rather than per user, which makes it unusually cheap for a solo business and unusually limited for a growing one. Texting is not included: $19.50 one-time plus $1.50 a month. Grasshopper also bills monthly and says annual billing saves over 20 percent Aug 22, 2026
Dialpad $15 per user Billed annually, $27 monthly Connect Standard does include call recording, which is the earliest tier of anyone here. The 80 percent gap between the annual and monthly rate is the largest in this table. Dialpad publishes these figures on its machine-readable page rather than on its sales pricing page, and its help documentation uses different tier names Aug 26, 2026
Nextiva $15 per user Billed annually, $23 monthly Core includes an auto attendant, which is unusual at this price, but call recording is a paid add-on rather than an included feature. Nextiva does not publish the billing basis for its $75 Scale tier Aug 26, 2026
Phone.com $15 per user Billed annually at $180 a year, $18 monthly Basic includes an IVR, which almost nobody else does at $15. Call recording is an $8 a month add-on and is included only on Pro at $33.33. Phone.com allows a different plan per user, which is genuinely rare and useful for a team where two people need recording and six do not Aug 26, 2026
Phoner $15 per user Billed annually, $19 monthly Starter is one line done properly: a local number, unlimited US and Canada calling, voicemail to text and a business hours schedule. The phone menu, ring groups, shared numbers, texting, recording and toll-free numbers are on Team at $29. No seat minimum, no contract, porting free Aug 26, 2026
Quo, formerly OpenPhone $15 per user Billed annually, $19 monthly Starter has no phone menus and no custom ring groups. Both are on Business at $23 billed annually or $33 monthly, along with group calling, transfers and automatic recording. Extra numbers are $5 a month Aug 22, 2026
Ooma Office $19.95 per user Month to month only Ooma sells no annual plan at all, so this is simply the price and it does not change if you refuse a commitment. Its Virtual Receptionist auto attendant is on this entry tier. Call recording is not: that starts on Pro at $24.95. 500 toll-free minutes are included on every tier Aug 23, 2026
RingCentral $20 per user Billed annually, $30 monthly Core includes a multi-level auto attendant but only on-demand call recording, not automatic, which starts on Advanced at $25. Its 100 toll-free minutes are pooled across the entire account rather than allocated per user, with overage at 3.9 cents a minute Aug 26, 2026
Aircall $30 per license Billed annually, three-license minimum There is no monthly option published and no way to buy fewer than three licenses, so the smallest possible Aircall bill is $90 a month regardless of headcount. Professional is $50 per license, making its floor $150 Aug 26, 2026
Ringover $15 per user Billed annually, three-user minimum TALK also requires three seats on the published plan card, so the smallest possible bill is $45 a month regardless of headcount, or $72 with no commitment. A separate brand, Quicktalk, sells the same $15 rate with no published seat minimum Aug 31, 2026
Zoom Phone Not verifiable Not published in readable form Zoom publishes Zoom Phone plan names and features, but the pricing page does not render dollar figures into the page markup, so we could not confirm a current per-user rate at source on the date shown. We are not repeating our own older figures for it Aug 26, 2026
Vonage Not published Quote only The Vonage business plans and pricing pages returned no readable content to us on any route we tried, across several attempts over several months. We have never been able to verify a Vonage business phone price at source and will not publish one from a third party Aug 26, 2026
8x8 Not published Quote only Same result. The 8x8 plans and pricing page returned nothing readable on any route tried. Pricing is effectively by quote for the purposes of a comparison you can do yourself Aug 26, 2026

Swipe sideways for the full table

Eleven of these fourteen providers publish a price. Six of the ten with no seat minimum publish both an annual and a monthly rate, two publish an annual rate only, and two have a single rate because they sell no annual plan. Ringover publishes both rates but requires three seats on the plan card. If a provider will not put a figure on a page, that is not automatically a reason to rule it out, but it does mean you cannot shortlist it without a sales conversation, and any number you find quoted for it elsewhere came from somebody else's quote rather than from a published rate.

Breakdown Line by line

The $15 tie is only a tie if you sign for a year

Five providers in the table above advertise $15 per user. That figure is the annual rate at every one of them. Below is what each provider charges the buyer who wants to pay month to month, lowest first, together with the premium that buyer pays over the same provider's annual rate.

VoIP provider Entry plan Month to month Annual equivalent Premium for refusing the commitment
Google Voice Starter $10 per user No annual plan offered None, but Starter caps at 10 users with no auto attendant and no ring groups, and Workspace is billed separately
Phone.com Basic $18 per user $15 per user, $180 a year 20 percent
Phoner Starter $19 per user $15 per user 27 percent
Quo, formerly OpenPhone Starter $19 per user $15 per user 27 percent
Ooma Office Essentials $19.95 per user No annual plan offered None, because there is no annual rate to be cheaper than
Nextiva Core $23 per user $15 per user 53 percent
Dialpad Connect Standard $27 per user $15 per user 80 percent
RingCentral Core $30 per user $20 per user 50 percent
Grasshopper True Solo Not sold monthly $14 flat per account Not available at any premium
Aircall Essentials Not sold monthly $30 per license, minimum three Not available at any premium

Swipe sideways for the full table

Read the table above this one and Dialpad, Nextiva, Phone.com, Phoner and Quo all look identical at $15. Read this table and the same five providers run from $18 to $27, a 50 percent spread, with Dialpad moving from tied cheapest to second most expensive. Two more providers drop out of the comparison entirely because they will not sell a month. Nothing about the product changed between the two tables. The only thing that changed is whether the buyer is willing to commit to twelve months.

Straight talk The limits

When a VoIP provider is the wrong purchase

We are one of the providers in the table above, so treat the following as the cases where we would tell you to buy something else, or not to buy yet.

You need a human answering the phone, not software

A VoIP provider gives you the line, the menu and the routing. It does not give you a person. If the actual problem is that calls go unanswered because everybody is on a job site or in surgery, a menu in front of an unanswered phone makes that worse rather than better. What you want in that case is a live answering service, or a receptionist, and the phone system underneath is the cheap part of the decision.

You run a contact center rather than a business phone system

If you need skills-based or longest-idle routing, an ACD hold queue with position announcements, workforce management or supervisor call monitoring, that is a different product category with different pricing, generally starting around $75 per agent. Phoner does not sell those and neither do most of the entry tiers in the table above. Several providers here sell both, so make sure the tier you are pricing is the one that has what you need.

You have analog equipment that is not a phone

Alarm panels, elevator emergency phones, fire alarm communicators, fax machines, gate intercoms and some older card terminals live on analog lines and do not all migrate cleanly. Some work behind an analog terminal adapter, some need a cellular communicator instead, and certain fire alarm equipment is governed by local code rather than preference. Inventory every device with a phone cord in it first. The usual right answer is to move the people to a VoIP provider and leave one analog line for the equipment.

You want the cheapest number and nothing else

If the entire requirement is a second number on the cell phone you already carry so clients stop calling your personal line, you do not need to run this comparison at all. Several options here, ours included, do that for $15 to $19 a month, and the differences between them at that level are small. Buy the smallest thing that solves the problem and revisit the shortlist on the day a second person has to answer the phone.

On the Line Who it is for

Who each kind of VoIP provider tends to suit

Small business

Two to twenty people, one published number, and a phone that currently rings whoever sits nearest it. This is the core case for every provider in the table, and the deciding factors are the commitment terms and which tier carries the menu.

Small business phone system

Accounting firms

Seasonal call volume that triples in spring, plus client calls that must reach the right preparer. Concurrent capacity that flexes and routing that knows who owns the client matter more here than the per-seat rate.

Phone system for accounting firms

Law firms

Intake calls and existing-matter calls need different treatment, and a missed intake call is a lost client rather than a lost message. Identity per attorney plus shared capacity is the shape that fits.

Phone system for law firms

Real estate

Agents work from cars and open houses, so the number on the sign has to reach a person who is not at a desk. A published brokerage number that rings a mobile app is the whole product.

Phone system for real estate

Contractors and trades

The work happens at a job site. A provider whose mobile app is an afterthought is the wrong provider here, whatever the per-seat price says.

Phone system for contractors

Startups

Headcount that changes quarterly is the exact case where a twelve-month commitment costs more than it saves. Price the month-to-month table above rather than the annual one.

Phone system for startups
In practice How it fits together

Where to go next once the shortlist is down to two

A provider comparison answers who to buy from. It does not answer what to buy, and the two questions have different pages. If you are still working out what the system needs to do rather than who should supply it, the business phone service comparison covers the category on the gates that actually move between vendors, and the small business phone system page covers what a two to twenty person setup needs in practice. For the whole invoice rather than the per-seat rate, including the surcharges that make the bill larger than the plan, the business phone system cost breakdown prices every line item.

Two decisions inside a provider comparison are worth more than the price difference between the finalists. The first is what happens before the phone rings, which is an IVR system question, and it is where entry tiers differ most: some providers put a menu on the $15 plan and others put it two tiers up. The second is whose phone lights up once the caller has chosen, which is what call routing software does. Price the cheapest tier at each provider that carries both, because that number is usually not the one on the banner.

If your team works from laptops and phones rather than desk handsets, the relevant comparison is between softphone apps rather than between desk phone bundles, and the 911 location rules above are the part most shortlists skip. If the requirement is a published toll-free number rather than a local one, allowances and overage rates differ sharply between providers and are covered on the toll-free number service page. And if what you are replacing is a physical box in a closet rather than a set of lines, hosted PBX is the shape of the replacement.

Whichever provider wins, the number comes with you. Number porting into Phoner is free, and the step by step version, including the detail that a carrier cannot hold your number over an unpaid balance, is in how to port a business phone number. If the bill that arrives is larger than the plan you signed up for, the line items are explained in business phone bill taxes and fees, and the specific charge most people query is covered in what a regulatory recovery fee actually is.

FAQ Questions people ask

VoIP provider questions people actually search

There is no single best VoIP provider, and any page that names one without asking what you need is guessing. The honest version is that the answer changes with three inputs: how many people answer the phone, whether you will commit to twelve months, and which one or two features beyond calling you actually need. Price the cheapest tier at each provider that carries those features on your preferred billing term, and the shortlist usually reduces to two.

Between $10 and $30 per user per month at entry tier among the ten providers that published a price in August 2026, with most clustered at $15 on an annual plan. Month to month the same providers run $10 to $30, and the mid-market ones move a long way: Dialpad goes from $15 to $27 and Nextiva from $15 to $23. Add Universal Service contributions, E911 fees of roughly $0.20 to $3.00 per line, and any metered items such as toll-free minutes on top.

On published entry prices in August 2026, Google Voice Starter at $10 per user is the lowest figure, but it caps at 10 users, has no auto attendant and no ring groups, and team plans require a Google Workspace subscription billed separately. Grasshopper True Solo is $14 flat for the entire account rather than per user, which makes it cheapest for a one-person business. Among true per-user plans that can ring a team, the $15 tier at Dialpad, Nextiva, Phone.com, Phoner and Quo is the floor.

Name the three things the phone must do, find the cheapest tier at each provider that includes all three, decide your billing term first, then compare only on that basis. That sequence matters because the ranking reorders at each step. The most common and most expensive error is comparing one provider's annual rate against another's monthly rate, which is worth between 20 and 80 percent depending on which two you pick.

For most US small businesses of two to twenty people the deciding feature is which tier carries the auto attendant and the ring group, because that is what turns a phone number into a phone system. Nextiva Core at $15, Phone.com Basic at $15 and Ooma Essentials at $19.95 all include an auto attendant on the entry tier, which is unusual. Phoner puts the menu, ring groups, texting and recording together on Team at $29. Price the tier, not the banner.

Most do not, but the exceptions cost real money. Aircall requires three licenses on both published plans, so its true entry bill is $90 a month whatever your headcount, and Google Voice Starter runs the other way with a maximum of 10 users. Phoner, Nextiva, RingCentral, Quo, Phone.com and Ooma all sell a single seat. Check for a floor before you compare per-seat prices, because a $30 seat with a three-seat minimum is not competing with a $30 seat without one.

Eleven of the fourteen we checked in August 2026: Google Voice, Grasshopper, Dialpad, Nextiva, Phone.com, Phoner, Quo, Ooma, RingCentral, Ringover and Aircall. Zoom publishes Zoom Phone plan names but does not render dollar figures into its pricing page markup. Vonage and 8x8 returned no readable pricing on any route we tried. Dialpad is a curious case: its per-user rates appear on the machine-readable page it maintains for AI assistants rather than on its own sales pricing page.

Yes. Number portability is a legal right in the United States, and under FCC rules a provider cannot refuse to release a number in the same area because you owe a balance. Order the new service first, test it with real calls in both directions, then submit the port with a recent bill and the exact account name and address the losing provider holds on file, since a mismatch there is the usual cause of a rejected port. Keep the old service live until it completes. Porting into Phoner is free and typically takes one to two weeks.

Most of the providers in the table above do not charge a setup fee on a standard plan, but specific items do carry one-time charges and they are easy to miss. Grasshopper charges $19.50 one-time plus $1.50 a month to add texting. RingCentral publishes a $30 plus taxes one-time setup fee on vanity numbers. Hardware is the larger one-time cost if you want desk phones: budget from roughly $85 per handset. Phoner charges nothing to set up and nothing to port a number in.

Usually, but the comparison people make is the wrong one. A cloud plan at $15 to $30 per user includes the number, the calling and the software, whereas a carrier line at a similar price is the line only, with the system as a separate purchase. The two published carrier per-line prices we could find in August 2026 were Spectrum at $20 per line for twelve months when bundled and Verizon One Talk starting at $15 per line, and AT&T and Comcast publish no per-line price at all.

No. A VoIP provider delivers service over your internet connection, so its physical location is irrelevant to call quality in a way a local carrier's was not. What does matter locally is the phone number: if you want a number with a specific area code so the business reads as local, check that the provider actually has inventory in that rate center before you sign up. What also matters is 911, because the address on your account is what gets dispatched, so keep it accurate for every device.

Nine of the eleven that publish a price will sell you a month-to-month plan: Google Voice, Phone.com, Phoner, Quo, Ooma, Nextiva, Dialpad, RingCentral and Ringover, though Ringover TALK still needs three seats at the higher no-commitment rate. Grasshopper and Aircall publish annual billing only. Ooma is the unusual case in the other direction, selling no annual plan at all, which means its price is the same whether or not you are willing to commit. Phoner is month to month with no seat minimum, and you can cancel without an exit conversation.

Four things, consistently. Taxes and regulatory surcharges, which on interconnected voice are not trivial. Metered dimensions such as toll-free minutes, international calls and extra numbers, which are billed on top at nearly every provider. Features that sit a tier or two above the entry plan, most often call recording and the auto attendant. And hardware, if anyone wants a physical desk phone. Price all four before comparing, because providers differ most in which of them are bundled.

All questions, answered
Patch bay Related lines

Keep reading

BP-51

Cheapest VoIP phone service for small business

The month-to-month league table in full, and why the cheapest annual plan is rarely the cheapest bill.

The cheapest VoIP plans, priced

BC-01

Business phone system cost

The whole invoice priced line by line, including the surcharges that make the bill bigger than the plan.

Business phone system cost

BS-01

Business phone service comparison

The category compared on the gates that actually move between vendors rather than on feature checklists.

Business phone service

IV-02

IVR system

Which providers put an auto attendant on the entry plan and which make you buy up two tiers for it.

IVR system

NP-01

Number porting

Bringing an existing business number across, free, without giving the old provider leverage.

Number porting

GV-01

Google Voice for business

The Workspace requirement and the user cap that turn its $10 headline into $27 for a team.

Google Voice for business, priced

CMP-16

Ringover pricing

All five plans, both ways, and the three-seat minimum that turns its $15 headline into a $45 floor.

Ringover pricing and alternatives

VP-01 Provider shortlist · Your line is open

Try the provider instead of reading about it

Phoner is $15 per user per month billed yearly or $19 month to month on Starter, with a local number, unlimited US and Canada calling and voicemail to text. The phone menu, ring groups, shared numbers, business texting, call recording and toll-free numbers are on Team at $29. No seat minimum, no contract, no setup fee, and porting your existing number in is free.

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